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Saving money is all about making smart, intentional decisions about your spending and creating habits that help you build long-term wealth. Whether it's cutting out unnecessary expenses, finding deals, or budgeting wisely, every little choice can make a big difference. By following my blog, you'll gain access to tips, strategies, and real-life examples that can help you make smarter financial moves. From learning how to track your spending to uncovering hidden savings opportunities, my blog is designed to guide you through the steps of building a solid financial foundation. Each post will provide actionable advice that will empower you to save more, spend wisely, and ultimately achieve your financial goals.Β
Black Friday is November 28th, 2025 π Prepare for Christmas Early π
The holidays are a beautiful time to celebrate, reflect, and show loveβbut letβs keep it real: gift-giving is one of the quickest ways to stay broke if youβre not careful. So while you're getting a head start on the season, please remember to plan wisely and stay within your tax bracket. Thoughtfulness doesn't have to break the bank. Budget now, bless later!Β
π° Better Together Budget Workbook
π° Better Together Budget Workbook
1. Monthly Income Tracker
Source of Income
Amount ($)
Job #1
Job #2 / Side Hustle
Other (Benefits, etc.)
Total Income
2. Monthly Expenses Tracker
Expense Category
Budgeted Amount ($)
Actual Amount ($)
Difference ($)
Rent/Mortgage
Utilities (Electric, Water, etc.)
Groceries
Transportation (Gas, Bus)
Insurance (Car, Health)
Debt Payments (Loans, CC)
Phone/Internet
Entertainment
Savings
Miscellaneous
Total Expenses
3. Savings Goals Tracker
Goal (e.g., Emergency Fund)
Target Amount ($)
Amount Saved ($)
Progress (%)
4. Debt Payoff Tracker
Creditor
Total Owed ($)
Monthly Payment ($)
Remaining Balance ($)
Payoff Date (Est.)
5. Notes & Reflections
What went well this month?
Where could I improve?
Financial goals for next month:
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